| Annuities
are a great way to make your money work for you. They offer
rates of return on average 1-3% higher than CD's and the taxes
due on the interest are not due until you use it!
Why pay taxes on money you aren't
using?
Below is a comparison of CD's vs. Annuities
Certificate
of Deposit |
|
Taxable-1099 |
|
| (Can
make SS Taxable) |
|
| Less
Interest/Income |
|
| Early
Withdrawal Penalties for Life |
|
| Guaranteed |
|
| Distributed
and Depleted through Probate |
|
| Subject
to Medicaid Spend-down |
|
| |
|
| No
Free Withdrawals during Term |
|
| Usually
NO hedge against inflation |
|
| No
Lifetime Income guarantees |
|
|
|
Tax
Deferred Annuity |
| |
Triple
Tax Deferred |
| |
Reducing
Taxable Income! |
| |
Better
Interest/Income |
| |
Declining
Withdrawal Penalties |
| |
Guaranteed* |
| |
Distribution
without Probate or Depletion |
| |
NO Medicaid
Spend-down |
| |
(When
annuitized!) |
| |
FREE
Withdrawals of 10%-50%** |
| |
Potential
hedge against inflation |
| |
Lifetime
Income guarantees |
|
*
Not guaranteed by FDIC, but other strong guarantees apply up to $300,000 per account. Based on the claims paying ability of the issuers |
** We
have several different programs, each with different options. |
Contact
us to see which program fits your needs best! |
In a large number of instances, the benefits of Annuities far
out-weigh the disadvantages of CD's as you can see above!
Annuities that Rise with
the Stocks and Bond indexes...but won't go down! How
would you like an annuity that pays a return based on the gains
in the stock or bond markets, but has a minimum guarantee of
3% gain??? No matter what the market would go down to!!!
This type of annuity is getting
to be the most popular options for many! Talk about the potential
hedge against inflation! It is hard to beat an annuity that
only goes up.
Annuities are an excellent alternative
for money that you would like to protect from the losses possible
in the stock or bond market! Never a down year!!! Guaranteed!!!
All of this gives you more income and peace of mind!
This website does not claim to give legal or tax advice. As always, you should consult the advice of a knowledgeable legal or tax advisor you trust. All of this information is available at the public library.
|
All
legal work done by local attorneys. |
All Guarantees are based on the claims paying ability of the issuers. | Registered Representative of and Securities offered through QA3 Financial Corp., Member
FINRA/SIPC |
|
